Full Spectrum Solution
From borrower to portfolio (and now total enterprise environment), our Full-Spectrum risk analyses and management are the most PROBATIVE and PREDICTIVE in market.
Individual Loan Originations and Servicing — Credit Leader
- Finally, synch your credit policy (via split-screen) with the best underwriting and risk-grading platform available
- Reveal outliers at approval and booking - not months out
- Capture and synthesize individual loan data for sharper portfolio monitoring and management
Aggregate MACRO Portfolio Assessment — CRMA (Credit Risk Migration Analysis)
- Leverage your own data – one tool, multiple applications
- Achieve more accurate forecasting with a superior and proven analytical method
- Bank on a market-proven solution that scales to portfolios and institutions of any size
- Follow the lead – investment bankers put billions on the line using migration analysis
Financial institutions have a responsibility to their owners, employees, partners, customers and community to exceed expectations for profitability and security.
CRM_A, LLC provides a comprehensive array of credit related products, custom software, and consultative and analytic services. We deliver this “a la carte” and in seamless integration for lending institutions throughout the United States and beyond. Our goal is to identify credit risk objectives, optimize decision making and increase net returns.
Our breadth of expertise combines credit training, underwriting intelligence, policy and regulatory maintenance, loan-to-portfolio risk review and due diligence.
Our goal is two-fold:- Minimize credit, regulatory and market risk while reducing the costs of charge-offs, regulatory fines, penalties, judgments, in-house clerical expenses, opportunity (competency) costs in the marketplace, and additional external audit fees.
- Maximize your positive return with CRM_A, LLC
See how we can help you.
Call us at 1-888-600-7567, or complete the form below.
Banks and Credit Unions
We get it. We’re all still emerging from credit crises and wary of investing beyond the bare minimum. But as we find our feet, it is clear that it will take a lot more than basic compliance to stay ahead. Successful lenders will embrace a bottom-line focused strategy for loan and portfolio risk management, and perhaps ultimately for enterprise risk management. That’s where we come in, and here’s what we see:- Leading financial institutions will strike first to adopt risk-migration analysis, the soon-to-be standard for its proven superiority in forecast accuracy. See our CRMA solution.
- Laggers will continue to purchase status-quo, run-rate extrapolations based on austerity and resistance to change. Lower-end providers will service this market.
Why Full Spectrum?
From individual loan analysis to the entire portfolio, we marry these disciplines to deliver the most finely integrated, probative and predictive risk management solution-set in market. Further, we’ve built on this leadership to develop an even wider scope. Our leading-edge Enterprise Risk Management (ERM) practice looks beyond credit risk, scanning your entire business landscape for diverse areas of exposure.
Why us?
CRM_A combines the financial acumen of seasoned bankers with the IT know how of Business Intelligence innovators. Our people leverage direct experience as senior lenders and credit officers to deliver a Full Spectrum of credit risk solutions.
Please let us know when you're ready to head this way. We will be happy to give you a walk-through of any of our products and services via a web meeting.